Disclaimer

Important Notice

By accessing this website, the E-banking Services and the Mobile App, you acknowledge the consent with the stipulated responsibilities and policy statement provisions. In case of any modifications to the terms of use, your continued access to the site, the E-banking Services and the Mobile App shall be deemed your acceptance of the relevant modifications.

General Statement

1. The information, services, and products available on or through the public website, the E-banking Services and the Mobile App of Tai Fung Bank Limited (hereinafter referred to as “the Bank”) conform to approvals and restrictions of the laws and regulations of Macau to be accessed in Macau. The same may not conform to the laws and regulations of jurisdictions other than the region of Macau and are not intended to be available to any person who is located or residing in the regions where the person is restricted by its laws. Products and services available through the Bank’s E-banking Services and Mobile App are accessible given that applicable laws in the access location permit it. Users of such services must be aware of the information security risks present in telecommunications services, ensure that they acknowledge, understand and comply with the relevant approvals or restrictions, and bear their own responsibility to make all inquiries to ensure the laws or regulations of the jurisdiction in their located region permit access to the relevant services.

2.The information included on/through the Bank’s public website, E-banking Services and Mobile App serves as general information only and does not constitute any offer, solicitation, sale, invitation, advice, or recommendation. Before making any investments, financial decisions, buying any products, or engaging in any services, you should seek professional advice in advance.

3.The Bank makes no guarantee regarding the accuracy, correctness, completeness, or suitability of the information, including third-party information, provided on/through the Bank’s public website and E-banking Services and Mobile App, and assumes no liability for any losses or damages in connection with the accuracy, correctness, completeness and suitability of such information. The Bank may amend such information or withdrawn the sources at any time without prior notice.

4.The Bank shall not be liable for any damages or expenses of any person for reasons as specified herein or in connection with the relevant circumstances, whether direct, indirect, special, incidental or consequential damages, including but not limited to damages resulting from the act or omission of any third party. 

(1)While every care has been taken with regards to the information provided on/through the Bank’s public website and/or the E-banking Services and/or the Mobile App, no warranty nor representation shall be given in terms of the non-infringement, confidentiality, accuracy or immunity from computer viruses for such information and materials for specific purposes. The Bank shall not be liable for any errors, omissions, or uncertainties during the provision of such information.

(2)Any access or failure of the Bank’s public website and/or the E-banking Services, and/or the Mobile App, or interruptions, faults, delays in transmission or system failure of the Bank’s website and/or the E-banking Services and/or the Mobile App. 

(3)Certain upgrades of the application software on mobile devices may not support the Bank’s Mobile App technically or may result in failure of the Mobile App. 

5.The Bank shall bear no responsibilities nor make any compensations to anyone for any losses or damages arising from the use of the hyperlinks by anyone provided by the Bank’s website and/or the E-banking Services and/or the Mobile App. 

(1)The Bank’s public website and/or E-banking Service sand/or Mobile App may include hyperlinks that direct anyone to other websites published or operated by a third party/ other mobile apps developed by a third party. These websites or mobile apps from third parties are not affiliated with nor jointly operated by the Bank. The provision of such hyperlinks does not constitute the Bank's endorsement or disapproval of information appearing on any such external websites, the website linked to the mobile app/or other mobile apps, and of any declarations, representations or warranties of the described products and services.

(2)By using hyperlinks to reach an external website/other mobile apps/other resources, which means leaving the Bank’s website and/or the Mobile App, you shall bear the risks involved.  The Bank shall assume no responsibility for any losses in connection with the accuracy, correctness, completeness or suitability of the materials and contents on the websites or mobile apps, which can be linked to the Bank’s website and/or the Mobile App. Neither does the Bank guarantee the security of any information forwarded by anyone to any third parties. 

(3)These third-party websites or mobile apps may include downloadable software, which may be subject to the governance and regulation by the franchise agreement. The Bank is not in any way responsible for any infringement by anyone of the intellectual property rights of the relevant software provider due to non-compliance to the relevant terms. 

(4)Users are solely responsible for making all inquiries and investigation before proceeding with any online or offline access or transaction with any of these third parties. The Bank does not warrant the security of any information that the users may provide or be requested to provide to any third parties. 

6.The service provided by the Bank’s E-banking Service website may contain security software for download and installation, which would only encrypt sensitive data such as the password for the service. By installing, copying, downloading, browsing, or using the software product in any other way, you agree to accept all the relevant terms of the software. The Bank is in no way liable for any difficulties or consequences associated with downloading the software by anyone. In addition, use of any software downloaded from the Internet may be subject to the terms of the franchise agreement and failure to observe the terms of such franchise agreement may result in an infringement of intellectual property rights of the relevant software provider, for which the Bank shall not bear any responsibility.

7.By accessing the Bank’s public website and/or using the E-banking Services and/or the Mobile App, you indicate your consent to the terms and conditions set out therein; by agreeing to the terms and conditions on the use of the Bank’s website and/or the E-banking Services and/or the Mobile App, you are deemed to have irrevocably waived any claims against the Bank for any losses or damage suffered as a result of access to or interaction with other websites via the Bank’s website, and abandon all rights to claims against the Bank. 

8.When you access the Bank’s public website and/or the E-banking Services and/or the Mobile App or peruse the information on its pages or make any deal, we would record your visit information which includes your mobile phone number, hardware ID, Domain Name, Server address, any other necessary identification numbers and the pages you have visited. No personally identifiable information is collected unless otherwise specified. The aggregate data information will be used for security purpose.

9.The English version of the above terms is provided for reference only. The Chinese version prevails in case of discrepancy between the Chinese and English versions.

        (04/2020 version)

                                    Tai Fung Bank Limited