1.      Products and services presented here are applicable to Macau’s laws and restrictions, and accessable to all persons in this geographic location. Only those persons who are permitted by their respective laws may browse the information and/or accept the services and products offered on this website. Persons accessing these pages are required to ensure that they are aware of and will observe all relevant restrictions applied to them and are responsible for satisfying themselves that they may do so under the laws or the jurisdictions from which access is made to this website.

2.      The information contained on this website is for general information only, including some of the third party information are without warranty of any kind and may be changed at any time or terminate the information sources or related services without prior notice.

3.      No information contained on this website should be regarded as an offer to sell, to subscribe to, or to provide any recommendation to any browser. Browsers should consult their own professional advisers before making any investment, financial decision or purchasing any product.

4.      The Bank disclaims liability for any errors, omissions or inaccuracies in the information and material provided on this website and for any loss or damages incidental or consequential, resulting from its use or inability to use by any party, or in connection with any error, interruption, delay in operation, incomplete transmission, communication lines or systems failure.

5.      Use of hyperlinks to other internet sites or resources are at the viewer’s own risks. We expressly disclaim ant responsibility for the accuracy or availability of the information provided by those sites or for the safety of information which the viewer may provide to ant third party.

6.      Any links to websites that contain downloadable software are provided for your convenience. This software has encryption on the account passwords and other critical data, once the viewers have installed, copied, downloaded, accessed or used this software in any other means, they would be regarded as having accepted the terms. We are not responsible for ant difficulties you may encounter in downloaded from the internet may be governed by a license agreement and your failure to observe the terms of such license agreement may result in an infringement of intellectual property rights of the relevant software provider which we are not in any way responsible.

7.      By using this website, the browser consents to the content of the disclaimer and the policy posted by the Bank from time to time on the website.

8.      When you visit this website, peruse the information on its pages or make any deal, we would record your visit information which includes your mobile phone number, hardware ID, Domain Name, Server address, any other necessary identification numbers and the pages you have visited. No personally identifiable information is collected unless otherwise specified. The aggregate data information will be used for security purpose.

9.      The English version of the above terms is provided for reference only. The Chinese version prevails in case of discrepancy between the Chinese and English versions.